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Thursday, 26 March 2020

Is Investing/Trading a Team Sport or Solitary Game?


In PC or mobile gaming, its easy to observe 2 main kind of players.

There are those who enjoy playing in clans, join guilds, actively participate in group chats. They love debating the most META strategies, and flexing on the in-game gears and trophies acquired. 

Gaming is a social thing for them.


Then there are the lone rangers. They are more into PVE (player versus environment) over PVP (player versus player) gameplay. They do their own thing. Like collecting waifu characters or playing the game in a non-linear manner...


Make a guess if you are the game publisher, which group is easier to monetise?




Its the same with religion.

Some are in it for the social interactions. They are "religious" only on certain days of the month or week. The rest of the days, they don't act or speak as if they are "religious".

And definitely not deep into the theology or philosophy. Just as long can "parrot" some catchy hackney phrases, they are good to go!


On the other spectrum would be those who prefer to practice self-cultivation. Maybe an occasional meeting or discussion here and there, but mostly they prefer to walk the path themselves. 

These people don't ask others what shoes they should buy; or need others to tell them what shoes they should buy.




Have you noticed the same in our community of traders and investors? And those who seek FIRE?

Of course the biggest "sell" of being in a group/club/discussion forum is we can pool the resources and individual research of everyone. The sum of the parts is greater than the whole...

Surely an investment thesis or trading idea from the "herd" is better!? 


The reality is a few "Indian Chiefs" or "Star Shepherds" are doing all the talking. The rest just parrot or monkey see; monkey do

Ask yourself: Do you feel good when the stocks you owned are also in the portfolios of others?

That's a silly reason to own stocks right?  




Nowadays, there's so many forums and platforms to gather and talk shop. As we speak, many more are popping up.

Its just a numbers game. 

The more people joined, the easier it is to monetise. Its a business. Cool. I get that.



Is investing/trading a team sport or solitary game like chess or golf?

This you have to figure out for yourself. We are all different.

Its quite interesting to read some bloggers sharing their reflections on this topic.

(A quick shoutout to 15HWW for taking personal responsibility and not blaming his friend)

















Monday, 23 March 2020

Paul Immigrations Reviews: Becoming a SPR!



During my 3 years in Athens, Greece, I am so glad my company hired a consultant to coach me in my annual employment pass rituals. 

Talk about administrative bureaucracy! I had to visit 3 to 4 offices to get rubber stamps. Yes, literally!

These offices had mountains of files and papers stacked on top of one another. I do wonder what were the computers for? Minesweeper?

But I should not be complaining. I was chauffeured and escorted to these offices all the time. My experience was a breeze compared to the hapless applicants trying to figure out which queues to join. Imagine waiting in line for more than an hour to only be told to go queue at another counter!

No. We always ended up in the express line or appointments only counters. There is a simple reason for it – TIP.

It stands for – To Insure Performance.

It is not free, but the money paid was well worth it. 

My company paid for the professionalism and competency of the consultant to ensure a smooth, efficient, and painless process. 

It won’t be like my application would be delayed or rejected due to me forgetting to dot an “i” here; or cross that “t” there. You get the picture.



Want To Become A Singapore Permanent Resident (SPR)?

Of course I don’t have to spell out to you what are the benefits of becoming a SPR. This you knew or you won’t be interested to become a SPR in the first place.

If you are already working or studying here, you can see the benefits with your own eyes.

And if you are the aged parent; spouse; or child of a Singapore citizen or PR, you just want to be with the person that matters most to you, what other benefits can beat that?

That’s not the struggle you face.



Common Struggles Face By DIY PR Applicants


First time applicants

Tedious paperwork with a strict time frame

Unfamiliarity with the application process

Difficulty navigating the e-Service

May not fulfil all criteria required by ICA

Lack knowledge on how to make their application stand out


Reapplicants

Face multiple times of rejections

Tedious amounts of paperwork

Difficulty navigating the new e-Service

Unsure where to upload the additional documents

Unaware of the reasons for the past applicant’s rejection



Do You Need A Professional?

This is where you exercise your TIP – To Insure Performance.




Paul Immigrations is a professional immigration consultant that specialises in the application of SPR.

What sets them apart from other immigration consultants?

1. Professional knowledge and professional care management

2. Strong complete documents package

3. Minimise hassle and time wastage

4. Strategic approach in handling complex issues




This Is How They Can Help


Offer expert guidance

I don’t know about you, but I would welcome the edge over other SPR applicants by gaining access to their team of specialists.

The tips and insights I can glean from them would make the complicated and tedious SPR process a lot more palatable.


Documentation

When you submit your SPR application yourself using the online portal of the Immigration and Checkpoints Authority of Singapore (ICA), if you mess up on any steps of the process, or miss any essential documents, this will render your application invalid.

Argh!!! Delays and have to start all over again!

Why do this to yourself when you can leverage on other people’s talent (OPT) by using their team of professionals to ensure everything is in order from the very get go?


Essential document preparation

Beyond the necessary documents required by ICA, their team of specialists – with their years of experience in securing SPR for other successful applicants – can and will recommend other documents that will bring out your best qualities and contributions.

For eg, by including a letter of recommendation from your employer, it will make your application stand out a lot more!


Specially crafted cover letters

Remember that time you had to draft your own cover letters for multiple job applications?

Let’s be honest. Are you a wordsmith? Is English your mother tongue?

I suspect as much. Better let the pros do it.


Guidance throughout the process

How was the experience buying your first home? Especially when it came to the dreaded paperwork for conveyancing, applying for bank loan, fire insurance, etc…

Aren’t you glad you had a property agent to guide you through the whole process?

The same logic applies here.


Less hassle and minimal time wastage

As an IT dinosaur, I hate it whenever I have to fill in forms on any online portals.

Make any mistakes have to click back-page and redo. Especially when they only prompt me I have missing fields not entered after I’ve clicked the “submit” button.

Where did I do wrong now? Talk about time wasting!

Similarly, the ICA e-Service portal can be daunting if you are not familiar with it.

Yup, you know what I’m going to say…

Let the pros do it! 





What Some Happy Clients Have To Say

“The consultants at Paul Immigrations were very patient. They provided detailed explanations to my queries too. I’m so happy to have them handle my submission & even more so now that it is approved!”

Priya Darshini, 27
India, Accountant (LTVP to PR), PR approved in 6 months


“So glad that I finally got my approval in 5 months! Thanks to the consultant and team of Paul Immigrations, the troublesome applying process is so much less stressful for me! Kudos to the team!”

Yap Khai Wen, 32
Malaysia, Corporate Communications Executive


“Booked a consultation with Paul Immigrations after knowing about them from a friend who engaged their professional service. The process was so much easier than trying to do it on my own!”

Sandra Liu Hua, 35

China, Lead Engineer, PR approved in 6 months



Free Resources To Your Questions

You can access your eligibility now to find out more.

I find the Frequently Asked Questions at the bottom of the webpage has a ton of useful information. 

And if you scroll up, you will find a tab under “Free Tips”. That’s super helpful too. 



Oh! And welcome to Singapore!







Thursday, 19 March 2020

You Are Next


When big daddy took one month pay cut last month on 28 Feb, I remember thinking, "This bad huh?"

My worst fear was confirmed last night when someone that mattered shared with me everyone at his top management level had to take a 10% pay cut effective this month.



I know some of you may take schadenfreude glee on knowing this.

But don't say it out loud least you expose your intellectual "lightweightness" to everyone...



Landowners and shepherds out there know what this means.

And what's coming next....










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