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Monday, 23 May 2016

Deflation? Zun bo?

18 straight month of negative inflation.

Aiyoh. Deflation say deflation. What negative inflation?

Reminds me of the joke I used to play on customers when I was selling sofas at IMM.

"Yes Sir! Its made of 100% genuine synthetic leather."

It will take a while before some customers wise up to the joke! It's PVC lah! LOL!


I recently renewed my fibre broadband at lower prices.

The new notebook I bought November last year was cheaper than my previous notebook; yet more powerful.

Got myself a Xiaomi and ditched my hand-me-down iPhone first generation. Not expensive for a smartphone. It cost the same as what I paid for my Nokia dumb phone 10 years ago!?

Airfares cheaper.

Idiot Sing dollar also cheaper too.

Utilities bill cheaper.

STI ETF is "cheaper" than 18 months ago.

Property prices and rents not exactly going up is it? Slow downward spiral by thousand cuts...

Mom's medical bills for her hospital appointments every 6 month have come down by a huge amount - thank you SG Pioneer Generation Card!


Is it just me or do you find hawker food and/or eating out at restaurants cost more?

Supermarket grocery prices have gone up.

My weekend job got pay increase. Thank goodness for inflation here! I not complaining.

Bus and MRT reasonable and got fare reductions last year; taxi fares no deflation despite new competition from Uber and Grab?

Banks finally got increase the interest rates for savings; although instead of giving you outright, makes you jump through hoops...  Maybe I've become too weather-beaten or something... When people treat us like monkeys, the last I would do is to bite the carrot.


From my personal experience, for the last 18 months, I did experience inflation for food and grocery prices.

But for big ticket consumer items and most investment asset classes, there's deflation.

So, if you see inflation, what would you be doing?

How about deflation? Should we accumulate more cash?

Thursday, 19 May 2016

10 Tips to RUIN Your Life

This guy is hilarious!

How can he do it with a straight face?

Tuesday, 17 May 2016





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