Something is not right if you still need that cheapo platform after 5 years...

I wanted to say 2 years, but I remembered I was small once too...

But then, I was ikan bilis small, never that itsy bitsy krill small.

I guess that's the advantage of starting my investing/trading journey at age 32?

Unless one is a day trader or trades a lot, come on, there are more important things to worry about than transaction costs!?

Ask your father, uncles, older cousins - how did they survive when our brokerage fees before liberalisation were 1%?

That's right! A round trip would cost us at least 2% - and yet retail contra traders that time can still make money on such trades!?

Of course I would like to pay less for what we buy. But there's a reasonable market price for everything.

If you spot a hawker selling fish ball noodles for $2, at the back of your head, you'll know the fish balls and mee portions would either be much smaller; or the meal would taste so so.

Don't be that clown that pays budget airline prices, but expect SQ level service!

What? Me pour cold water?

Never!

Why I'm a cheerleader! (Just don't look at my hairy legs)

To youth, don't you worry. Just as long you continue to grow your portfolio or trading account, your transaction costs WILL come down. There's such a thing called volume discounts.

Don't you forget why you started this journey in the first place. Don't get distracted. (Why does it sound familiar?) 

Sea turtles and minority investors.

If after 5 years you're still stuck at the beach (a miracle how you survived for so long), you may want to have a 2nd opinion to double confirm you really are a sea turtle?

P.S.  If you're a commercial blogger or hobbyist with aspirations to morph into commercial one day, don't tell people you using that cheapo platform.... (face palm)

Look at your slick "professional" peers. Take picture must include a pool by landed property (no need to own; borrow from friend can); or include a fancy Continental sports car (car rental anyone?)

Must project "success".

How you expect people to follow a krill? (Eyes-roll) 

Buy me a drink I can be your spin doctor. Throw in a meal I'll call you, "Daddy!"

Live in JB and drive back for work?

I wrote this post in April 2016 - Landed property and car with $6K per month household income. 

And this article appeared one month later - How feasible is it to move to Johor Baru and drive back and forth for work and school?

Yup, that's the kind of terrace house I was talking about.

See? 

Some of us have ready options just waiting in the wings!

We can live on landed property and afford a car - right here; right now.

No need goals, no need plans.

Just need to make a decision only.

Gotcha!

Making a decision is a lot harder than setting goals and making plans right?

Learn to say No

When a woman learns to say, "No"; she discovers empowerment.

When a man can say, "No"; he is his own shepherd.